Payment plan policy

Flexible Ways to Pay for Your Dental Care

We believe everyone deserves access to quality dental care, regardless of their financial circumstances — so we offer flexible, customer-friendly payment options that let you prioritise your oral health without worrying about upfront costs.

Zip Pay logo

Zip payment plans

  • Pay later, smile now

    Undergo your much-needed treatment without delay — pay for it over time instead of postponing your oral health care.

  • Interest-free dental payments

    Spread the cost of your treatment into manageable instalments without any interest fees.

  • Simple and quick application

    Sign up online or through our practice in a few minutes and receive an instant decision.

  • Flexible repayment options

    Choose weekly, fortnightly or monthly repayments to suit your budget.

  • Seamless dental experience

    Our friendly staff will guide you through the process from start to finish.

humm logo

humm payment plans

  • Flexible options for all treatment sizes

    Split the cost of your care into manageable instalments, whether it's a general check-up or more complex treatment.

  • Little Things — treatments up to $2,000

    Repay in 5 or up to 10 fortnightly instalments, always interest-free. Ideal for fillings, cleans and preventive care.

  • Big Things — treatments over $2,000

    Borrow up to $30,000 over 6 to 60 months, with interest-free terms available up to 12 months depending on your plan and eligibility.

  • Fast, convenient application

    Apply online or in the humm app, with most applications receiving a decision within minutes.

  • Clear terms and ongoing access

    No hidden fees, and once approved you can reuse your account for future treatments up to your available limit.

Disclaimer: Available to Australian residents aged 18 years and over. Approval is subject to credit assessment criteria. Fees and charges, terms and conditions and minimum purchase amounts apply. Credit provided by Once Credit Pty Limited (ABN 99 112 319 632, Australian Credit Licence no. 386194), a subsidiary of humm group limited.

Afterpay logo

Afterpay payment plans

  • Split your payments into instalments

    Eligible patients can spread the cost of treatment across four interest-free instalments.

  • Quick and easy approval

    Applications are completed through the Afterpay platform, subject to Afterpay's eligibility criteria and terms.

  • No interest charges

    When payments are made on time, Afterpay instalments are interest-free.

  • Convenient payment schedule

    Payments are automatically deducted according to your agreed repayment schedule.

  • Available for eligible treatments

    Speak with our team if you'd like more information about which treatments are eligible.

Disclaimer: Afterpay is available to approved applicants only. Eligibility criteria, fees, terms and conditions apply. Please refer to Afterpay for full details.

Seniors discount

We're pleased to offer a 10% seniors discount to patients who present a valid Seniors Card at the time of their appointment. Please speak with our team for further information regarding eligibility and applicable services.

Questions about payment options?

Our team is happy to walk you through Zip, humm and Afterpay and help you choose what suits your budget.